Canadian_Dream
06-29 05:22 PM
I wish your are right. But AILA will not spread rumors by circulating official notice. Check the other thread. Besides AILA official notices are are rarely wrong.
This is not the end of the world, enjoy ur weekend ........
USCIS will be in big trouble if they do what the rumors say ...
Just be ready to file and v ll c what happens .....
I m 99.5% sure that its a rumor ....
This is not the end of the world, enjoy ur weekend ........
USCIS will be in big trouble if they do what the rumors say ...
Just be ready to file and v ll c what happens .....
I m 99.5% sure that its a rumor ....
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check_rd
05-23 08:42 PM
Hi,
I do not have medical records to prove that I have taken some of the vaccination that is mandatory for the medical test. However, I do have taken those and my Doctor back in India has those records. Is there a way people know that these records in "any format" / a "specific format" can be faxed or fedexed here and can be used?
Any help will be highly apprciated.
- N
Can be of any format . Sample
To WHOM SO EVER IT IS CONCERNED
This is to certify that Mr XXX is upto date with his TD and MMR vacinations.
From,
Dr ....
Address and Seal
This needs to be taken on the Doctor's Letter Pad.
I have been tested with TB (PPD) positive and have been asked to take an XRAY. I called up my PCP doctor and he has authorized to take the XRAY covered under my insurance if not i would have to pay $60. Its one way of saving money if XRAY is needed go talk to your PCP and get approval so its free.
I do not have medical records to prove that I have taken some of the vaccination that is mandatory for the medical test. However, I do have taken those and my Doctor back in India has those records. Is there a way people know that these records in "any format" / a "specific format" can be faxed or fedexed here and can be used?
Any help will be highly apprciated.
- N
Can be of any format . Sample
To WHOM SO EVER IT IS CONCERNED
This is to certify that Mr XXX is upto date with his TD and MMR vacinations.
From,
Dr ....
Address and Seal
This needs to be taken on the Doctor's Letter Pad.
I have been tested with TB (PPD) positive and have been asked to take an XRAY. I called up my PCP doctor and he has authorized to take the XRAY covered under my insurance if not i would have to pay $60. Its one way of saving money if XRAY is needed go talk to your PCP and get approval so its free.
brahmam
09-24 12:09 AM
Super news for every body. Assuming 0 approvals in September :p
only 4000 EB1 pending; even if all of them are approved, and with 1000 more in 2010, we have 30,000 EB1 rolling over to EB2. ROW EB2 quota ~ 25,000. pending eb2 row = 7150. even if we have 15,000 more approved in 2010, eb2 row consumes 22,000 and the remaining supply = 33,000 which can go to china, india, mexico and philippines.
mexico and philippines, eb2 is minimal .. maybe 700. so all of 32,000 needs to go to India and china. I dont know how the split will be here. if it is equal and china gets 16,000 they move to mid 2007 easily and India moves to Apr 2006.
However, we know the calculations wont be this precise and cut-off will move to 2007 in Aug 2010 which is when all the lucky bums will get approvals left and right.
QED :D
only 4000 EB1 pending; even if all of them are approved, and with 1000 more in 2010, we have 30,000 EB1 rolling over to EB2. ROW EB2 quota ~ 25,000. pending eb2 row = 7150. even if we have 15,000 more approved in 2010, eb2 row consumes 22,000 and the remaining supply = 33,000 which can go to china, india, mexico and philippines.
mexico and philippines, eb2 is minimal .. maybe 700. so all of 32,000 needs to go to India and china. I dont know how the split will be here. if it is equal and china gets 16,000 they move to mid 2007 easily and India moves to Apr 2006.
However, we know the calculations wont be this precise and cut-off will move to 2007 in Aug 2010 which is when all the lucky bums will get approvals left and right.
QED :D
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BharatPremi
09-24 05:17 PM
Number 2) and hence number 3) are definitely wrong.
As I mentioned in my other post, the categorisation for I,P,C,M and ROW is based on the fact that I,P,C,M are the only countries with demand exceeding the annual limit.
ROW = All countries not hitting the 7%(or 9%) country limit. That doesn't mean they are capped at X/5. What would be the basis of that cap.
Assuming USCIS acts like it is supposed to, follows all rules etc........They start using new numbers on Oct1st of the new FY with a fresh slate of 140k available.
Now by law, they will first divide the cap into the 5 EB categories -EB1, EB2, EB3, EB4 and EB5. Now once they reach the 7%(or 9) cap in any of the categories, they will have to stop assigning numbers for that country. So for EB3, once they reach the 7 or 9% quota for I,C,M,P - they will need to stop. The rest of the countries(ROW) will get the 100 - (7 x 4) = 72% of the quota. This could be divied up between UK, France, Pak, Germany etc etc. As none of them are going over the 7%, the country cap doesn't affect them. But Since there are a lot of apps under EB3-ROW, there's never any number to spill over to the capped countries.
In case of EB2, only 2 countries hit the cap - India and China. In this case even P and M are part of ROW. But since the apps from ROW is less than the remaining quota of (100 - 7 x 2)% of the EB2 quota, the remaining will be spilled over. The spillover rules will determine who these go to.
The way the current spillover rules stand, your final calculations will still hold true for EB2 due to the spillover ultimately remaining the same to EB2. But not for EB3.
This is not the correct understanding. I know this myth is propogated millions of times in millions of board and so now this myth has become "truth" for millions. But that is not the correct way USCIS does things.
Country specific limit - 9% does NOT have any realtion to "assigning numbers". it is just meant to "approve 485 - mail you a real physical green card".
In ROW cataegory other countries are also bound with this 9 (7 + 2) % limit for Visa granting. For an example - For Pakistan USCIS will never grant more than 9% visa per year no matter how many applications from Pakistan have been assigned a valid visa number. Same will go true for Britain or any "other" country.
In reality How USCIS divide 28.6% among countires - That is unknown mystery and nobody surely know that. And that is why I had to assume "equal shares - 5 part" in my analysis assuming USCIS works fairly but we all know that is a bullshit too :)
As I mentioned in my other post, the categorisation for I,P,C,M and ROW is based on the fact that I,P,C,M are the only countries with demand exceeding the annual limit.
ROW = All countries not hitting the 7%(or 9%) country limit. That doesn't mean they are capped at X/5. What would be the basis of that cap.
Assuming USCIS acts like it is supposed to, follows all rules etc........They start using new numbers on Oct1st of the new FY with a fresh slate of 140k available.
Now by law, they will first divide the cap into the 5 EB categories -EB1, EB2, EB3, EB4 and EB5. Now once they reach the 7%(or 9) cap in any of the categories, they will have to stop assigning numbers for that country. So for EB3, once they reach the 7 or 9% quota for I,C,M,P - they will need to stop. The rest of the countries(ROW) will get the 100 - (7 x 4) = 72% of the quota. This could be divied up between UK, France, Pak, Germany etc etc. As none of them are going over the 7%, the country cap doesn't affect them. But Since there are a lot of apps under EB3-ROW, there's never any number to spill over to the capped countries.
In case of EB2, only 2 countries hit the cap - India and China. In this case even P and M are part of ROW. But since the apps from ROW is less than the remaining quota of (100 - 7 x 2)% of the EB2 quota, the remaining will be spilled over. The spillover rules will determine who these go to.
The way the current spillover rules stand, your final calculations will still hold true for EB2 due to the spillover ultimately remaining the same to EB2. But not for EB3.
This is not the correct understanding. I know this myth is propogated millions of times in millions of board and so now this myth has become "truth" for millions. But that is not the correct way USCIS does things.
Country specific limit - 9% does NOT have any realtion to "assigning numbers". it is just meant to "approve 485 - mail you a real physical green card".
In ROW cataegory other countries are also bound with this 9 (7 + 2) % limit for Visa granting. For an example - For Pakistan USCIS will never grant more than 9% visa per year no matter how many applications from Pakistan have been assigned a valid visa number. Same will go true for Britain or any "other" country.
In reality How USCIS divide 28.6% among countires - That is unknown mystery and nobody surely know that. And that is why I had to assume "equal shares - 5 part" in my analysis assuming USCIS works fairly but we all know that is a bullshit too :)
more...
bkn96
11-17 01:05 PM
Good suggestion, I didn't ask about EAD, I will check next time. But I guess evantually EAD would be revoked after I485 is denied. I think H1 is a backup plan if MTR denied and till appeal is decided..
I am sending letter CIS ombudsman shortly.
I am sending letter CIS ombudsman shortly.
pappu
01-09 03:42 PM
banners and posters are here
http://immigrationvoice.org/index.php?option=com_content&task=category§ionid=4&id=13&Itemid=36
Maybe you or others can take a lead in this campaign and have everyone use IV posters and banners..
Hello Pappu,
I feel we should have some banners up in different Indian stores, specially targeting some selfish EAD holders, who already feel they got their green cards irrespective of the current visa bulletin
1. Setting up banners will not only attract new members, but will make these EAD holders think from a rational perspective.
2.Also IV administration should send out a personal email to all it members, informing them about the importance of coming together, this way the EAD members who have stopped coming to IV will get the message.
3. We should contact the Indian newspaper editors, to print about our rally on March1st 2009, I believe more awareness we spread a better result we get.
Thank you
http://immigrationvoice.org/index.php?option=com_content&task=category§ionid=4&id=13&Itemid=36
Maybe you or others can take a lead in this campaign and have everyone use IV posters and banners..
Hello Pappu,
I feel we should have some banners up in different Indian stores, specially targeting some selfish EAD holders, who already feel they got their green cards irrespective of the current visa bulletin
1. Setting up banners will not only attract new members, but will make these EAD holders think from a rational perspective.
2.Also IV administration should send out a personal email to all it members, informing them about the importance of coming together, this way the EAD members who have stopped coming to IV will get the message.
3. We should contact the Indian newspaper editors, to print about our rally on March1st 2009, I believe more awareness we spread a better result we get.
Thank you
more...
gccovet
11-21 10:44 AM
Hey PD_Recapturing,
Any updates on submitting cases to ombudsman office?
Thanks a lot for all the hardwork.
GCCovet.
Any updates on submitting cases to ombudsman office?
Thanks a lot for all the hardwork.
GCCovet.
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pcs
06-21 04:19 PM
At one post , I read this ???
Can some one confirm if we need to attach the copy of labor certificate ?
Can some one confirm if we need to attach the copy of labor certificate ?
more...
needhelp!
09-09 05:55 PM
List has been updated with IV members' feedback.
Lets continue calling.
Lets continue calling.
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yabadaba
07-11 01:38 PM
lol@glus
more...
JazzByTheBay
07-09 08:08 PM
We need media, print media. Talk shows, ?.? dont know.
No publicity is bad publicity... and I doubt the talk show hosts would poke fun at us for this creative form of protest.
jazz
No publicity is bad publicity... and I doubt the talk show hosts would poke fun at us for this creative form of protest.
jazz
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pankaj_singal
08-14 08:23 AM
Finally Got Email with GOLDEN WORDS.CARD is Under PRODUCTION.
GOddluck For all of You!
Kumarm: what was your notice date?
Thanks.
GOddluck For all of You!
Kumarm: what was your notice date?
Thanks.
more...
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addsf345
11-17 12:02 PM
I don't have H1 backup and already in 8th year. I am on self employment, But my lawyer suggested to apply H1extension (through my company) as a backup if MTR denied. If MTR are successful they I don't have to go on through H1 hassle again..
what is the thoughts/advise of your lawyer on EAD status? Before H1 is available (if at all in your case) can you continue working on EAD?
Did you send email to CIS Ombudsman and explained your case? If you read this thread, his email address and guidance to send email are provided. Do this if you haven't done it so far.
what is the thoughts/advise of your lawyer on EAD status? Before H1 is available (if at all in your case) can you continue working on EAD?
Did you send email to CIS Ombudsman and explained your case? If you read this thread, his email address and guidance to send email are provided. Do this if you haven't done it so far.
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mallu
11-06 09:00 PM
I spoke to IO this morning regarding NC clearance for my family (7/2 filers). I was told whereas, my derivative's (wife and daughter) names have been cleared but there is no information on my clearance. She furthur told me the names were submitted on 8/30/07 and was told to wait for another month or so.
Guys: What is your take on this? I have started worrying now. Although they say 120 day processing time- My understanding is you are either cleared in few days or get stuck in the hole.
Ladies ( usually derivatives ) gets cleared fast and male lions will be "stuck for years"
Guys: What is your take on this? I have started worrying now. Although they say 120 day processing time- My understanding is you are either cleared in few days or get stuck in the hole.
Ladies ( usually derivatives ) gets cleared fast and male lions will be "stuck for years"
more...
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factoryman
06-18 01:27 PM
either you can figure as Principal or dependent but not both.
Hi,
Both, me and my wife have approved I-140 through two seperate consulting companies.
Can we apply for I-485 individually and add the other as dependant at the same time?
Thanks
Nitin
Hi,
Both, me and my wife have approved I-140 through two seperate consulting companies.
Can we apply for I-485 individually and add the other as dependant at the same time?
Thanks
Nitin
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digital2k
09-09 02:36 PM
Message sent to 1000s of contacts for more calls ...
Please Keep calling everyone and ask everyone you can ...
Please take a minute and Your call today can help half million people in waiting ...
Community of half million will appreciate and bless you for your efforts...
Thank You
IV has just now got a green light from our lobbyists. We need to start calling now.
Someone please consolidate all information and create a campaign for this. Now is the time to follow up with anybody on the full committee with whom we have previously met or been in contact. Don’t call people who are already cosponsors. Only select people in the committee that are not co-sponsors. Make sure to say that you are a member of immigration voice so that it complements our lobbying efforts.
Please pool your energies and create a list of people to call, phone numbers and what to say. Any moderator will add in the first post of this thread.
Please keep posting your feedback on the thread when you have called. Once the campaign details are posted, post them on other websites too.
_______________
House Judiciary Committee Members
Tammy Baldwin (D-Wis.) 202- 225-2906
Howard L. Berman (D-Calif.) 202-225-4695
Rick Boucher (D-Va.) 202-225-3861
Chris Cannon (R-Utah)202- 225-7751
Steve Chabot (R-Ohio) 202-225-2216
Howard Coble (R-N.C.) 202-225-3065
Steve Cohen (D-Tenn.)202- 225-3265
John Conyers (D-Mich.), Chairman 202-225-5126
Artur Davis (D-Ala.) 202-225-2665 (ALREADY COSPONSOR DO NOT CALL)
William D. Delahunt (D-Mass.)202- 225-3111
Keith Ellison (D-Minn.) 202-225-4755
Tom Feeney (R-Fla.) 202-225-2706
J. Randy Forbes (R-Va.)202- 225-6365
Trent Franks (R-Ariz.)202- 225-4576
Elton Gallegly (R-Calif.)202- 225-5811
Louie Gohmert (R-Texas) 202-225-3035
Bob Goodlatte (R-Va.)202- 225-5431
Luis Gutierrez (D-Ill.)202- 225-8203
Darrell Issa (R-Calif.)202- 225-3906
Sheila Jackson-Lee (D-Texas)202- 225-3816 (ALREADY COSPONSOR DO NOT CALL)
Hank Johnson (D-Ga.) 202-225-1605
Jim Jordan (R-Ohio) 202-225-2676
Ric Keller (R-Fla.)202- 225-2176
Steve King (R-Iowa)202- 225-4426
Zoe Lofgren (D-Calif.)202- 225-3072 (ALREADY COSPONSOR DO NOT CALL)
Dan Lungren (R-Calif.)202- 225-5716
Jerrold Nadler (D-N.Y.) 202-225-5635 (ALREADY COSPONSOR DO NOT CALL)
Mike Pence (R-Ind.) 202-225-3021
Linda Sanchez (D-Calif.) 202-225-6676 (ALREADY COSPONSOR DO NOT CALL)
Adam B. Schiff (D-Calif.)202- 225-4176
Robert C. Scott (D-Va.) (202) 225-8351
Jim Sensenbrenner (R-Wis.) 202-225-5101 (ALREADY COSPONSOR DO NOT CALL)
Brad Sherman (D-Calif.) 202-225-5911
Lamar S. Smith (R-Texas), Ranking Member 202- 225-4236
Betty Sutton (D-Ohio) 202-225-3401
Debbie Wasserman Schultz (D-Fla.) 202-225-7931
Maxine Waters (D-Calif.) 202-225-2201
Melvin L. Watt (D-N.C.)202- 225-1510 (ALREADY COSPONSOR DO NOT CALL)
Anthony D. Weiner (D-N.Y.) 202-225-6616
Robert Wexler (D-Fla.) 202-225-3001
--------------------------------------------------------------------------------------------------
BACKGROUND & TALKING POINTS
--------------------------------------------------------------------------------------------------
HR5882 was sponsored by Congresswoman Lofgren and Congressman Sensenbrenner. This bill recaptures all the unused visa numbers that have been lost since 1992 due to processing delays in Employment based category and Family category. It is estimated that 216000 green cards will be recaptured which would help to eleviate the employment based backlogs.
Please use the instructions provided below to make the phone calls.
(1) Call the congressman/woman office and request to speak with the aide who handles Legislative and Immigration matters
2) If they are not available leave a VM for them -
"I would like Representative "Representative Name" to support HR 5882, bill to recapture the green cards lost due to processing and bureaucratic delays. As you may already know that this is a bi-partisan bill with wide bipartisan support in the house and will help improve American competitiveness & reduce the back logs associated with USCIS. This bill is non controversial measures that will help US to stay competitive with a highly educated and skilled work force and address family based backlogs also.
To All congress-critters:
In a nutshell, this bill allows USCIS to manage their workflow more effectively, which provides better customer service, and will eventually lead to better turn-around times.
To Democrats: More people will be able to get their citizenship in reasonable times.
To Republicans: Companies will be able to attract more talent which improves economic performance."
(3) As usual Do NOT get into the CIR issue or illegal Immigration. If the aide is confusing with CIR or illegal immigration, just tell them that these are legal immigration bills.
(4) If the aide asks whether you belong to the district or not, tell them NO if you don't. Mention to them that you already spoke with your representative and would like the congressman/congresswoman
support.
The list of key representatives along with their contact information is provided in this post.
---------------------------------------------------------------------------------------------------------------
If asked please say that you are a member of Immigration Voice.
---------------------------------------------------------------------------------------------------------------
If the staffer ask - "did you call the representative in your area", say that -
"Yes I did. Congressman/Congresswoman is a prominent member of Immigration Sub-committee which makes him a national figure of great importance. Congressman's decision and support is very important for people inside and outside of your district and as such I urge you and the Congressman to support HR5882."
Please Keep calling everyone and ask everyone you can ...
Please take a minute and Your call today can help half million people in waiting ...
Community of half million will appreciate and bless you for your efforts...
Thank You
IV has just now got a green light from our lobbyists. We need to start calling now.
Someone please consolidate all information and create a campaign for this. Now is the time to follow up with anybody on the full committee with whom we have previously met or been in contact. Don’t call people who are already cosponsors. Only select people in the committee that are not co-sponsors. Make sure to say that you are a member of immigration voice so that it complements our lobbying efforts.
Please pool your energies and create a list of people to call, phone numbers and what to say. Any moderator will add in the first post of this thread.
Please keep posting your feedback on the thread when you have called. Once the campaign details are posted, post them on other websites too.
_______________
House Judiciary Committee Members
Tammy Baldwin (D-Wis.) 202- 225-2906
Howard L. Berman (D-Calif.) 202-225-4695
Rick Boucher (D-Va.) 202-225-3861
Chris Cannon (R-Utah)202- 225-7751
Steve Chabot (R-Ohio) 202-225-2216
Howard Coble (R-N.C.) 202-225-3065
Steve Cohen (D-Tenn.)202- 225-3265
John Conyers (D-Mich.), Chairman 202-225-5126
Artur Davis (D-Ala.) 202-225-2665 (ALREADY COSPONSOR DO NOT CALL)
William D. Delahunt (D-Mass.)202- 225-3111
Keith Ellison (D-Minn.) 202-225-4755
Tom Feeney (R-Fla.) 202-225-2706
J. Randy Forbes (R-Va.)202- 225-6365
Trent Franks (R-Ariz.)202- 225-4576
Elton Gallegly (R-Calif.)202- 225-5811
Louie Gohmert (R-Texas) 202-225-3035
Bob Goodlatte (R-Va.)202- 225-5431
Luis Gutierrez (D-Ill.)202- 225-8203
Darrell Issa (R-Calif.)202- 225-3906
Sheila Jackson-Lee (D-Texas)202- 225-3816 (ALREADY COSPONSOR DO NOT CALL)
Hank Johnson (D-Ga.) 202-225-1605
Jim Jordan (R-Ohio) 202-225-2676
Ric Keller (R-Fla.)202- 225-2176
Steve King (R-Iowa)202- 225-4426
Zoe Lofgren (D-Calif.)202- 225-3072 (ALREADY COSPONSOR DO NOT CALL)
Dan Lungren (R-Calif.)202- 225-5716
Jerrold Nadler (D-N.Y.) 202-225-5635 (ALREADY COSPONSOR DO NOT CALL)
Mike Pence (R-Ind.) 202-225-3021
Linda Sanchez (D-Calif.) 202-225-6676 (ALREADY COSPONSOR DO NOT CALL)
Adam B. Schiff (D-Calif.)202- 225-4176
Robert C. Scott (D-Va.) (202) 225-8351
Jim Sensenbrenner (R-Wis.) 202-225-5101 (ALREADY COSPONSOR DO NOT CALL)
Brad Sherman (D-Calif.) 202-225-5911
Lamar S. Smith (R-Texas), Ranking Member 202- 225-4236
Betty Sutton (D-Ohio) 202-225-3401
Debbie Wasserman Schultz (D-Fla.) 202-225-7931
Maxine Waters (D-Calif.) 202-225-2201
Melvin L. Watt (D-N.C.)202- 225-1510 (ALREADY COSPONSOR DO NOT CALL)
Anthony D. Weiner (D-N.Y.) 202-225-6616
Robert Wexler (D-Fla.) 202-225-3001
--------------------------------------------------------------------------------------------------
BACKGROUND & TALKING POINTS
--------------------------------------------------------------------------------------------------
HR5882 was sponsored by Congresswoman Lofgren and Congressman Sensenbrenner. This bill recaptures all the unused visa numbers that have been lost since 1992 due to processing delays in Employment based category and Family category. It is estimated that 216000 green cards will be recaptured which would help to eleviate the employment based backlogs.
Please use the instructions provided below to make the phone calls.
(1) Call the congressman/woman office and request to speak with the aide who handles Legislative and Immigration matters
2) If they are not available leave a VM for them -
"I would like Representative "Representative Name" to support HR 5882, bill to recapture the green cards lost due to processing and bureaucratic delays. As you may already know that this is a bi-partisan bill with wide bipartisan support in the house and will help improve American competitiveness & reduce the back logs associated with USCIS. This bill is non controversial measures that will help US to stay competitive with a highly educated and skilled work force and address family based backlogs also.
To All congress-critters:
In a nutshell, this bill allows USCIS to manage their workflow more effectively, which provides better customer service, and will eventually lead to better turn-around times.
To Democrats: More people will be able to get their citizenship in reasonable times.
To Republicans: Companies will be able to attract more talent which improves economic performance."
(3) As usual Do NOT get into the CIR issue or illegal Immigration. If the aide is confusing with CIR or illegal immigration, just tell them that these are legal immigration bills.
(4) If the aide asks whether you belong to the district or not, tell them NO if you don't. Mention to them that you already spoke with your representative and would like the congressman/congresswoman
support.
The list of key representatives along with their contact information is provided in this post.
---------------------------------------------------------------------------------------------------------------
If asked please say that you are a member of Immigration Voice.
---------------------------------------------------------------------------------------------------------------
If the staffer ask - "did you call the representative in your area", say that -
"Yes I did. Congressman/Congresswoman is a prominent member of Immigration Sub-committee which makes him a national figure of great importance. Congressman's decision and support is very important for people inside and outside of your district and as such I urge you and the Congressman to support HR5882."
more...
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subba
06-24 06:08 PM
My wife and I are planning to apply as dependents for each other.
Reasons:
My company is doing so-so.
On the other hand if and when we have kids, she would like to stay at home if possible.
The only thing that is not clear is we probably should file only 1 EAD/AP.
For now, we are thinking we will apply for EAD/AP through her I140.
Reasons:
My company is doing so-so.
On the other hand if and when we have kids, she would like to stay at home if possible.
The only thing that is not clear is we probably should file only 1 EAD/AP.
For now, we are thinking we will apply for EAD/AP through her I140.
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drona
07-11 02:32 PM
I'd be surprised if Arnie is anti-immigration considering he is an immigrant himself.
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kumar1
11-20 02:42 PM
Little_Willy,
Yes, it is that simple. If you just walk away from your home, bank can only touch your home and credit history. They can not go after your automobile\gold\savings\other property....anything. You are not missing anything. That is why we are seeing so many people around us just walking away from their homes. Thank God I rent but if my property's value go down 200 k in 2 years, heck I would walk away with a smile on my face. No strings attached.
Walking away would have been difficuly had you put 20% down, i.e. involving your hard earned money in the deal. In that case you would have waited to see the market and hoped that it would revive. If put 0% down and bank has given you 100% loan, then it is the bank who has taken all the risk. You have practially no risk in that deal. Just like cloth....return it to the bank. Hey....you don't have to even clean it up...like you do in the case of apartment move. ;-)
0% down, ARM, interest only.....when all these goodies were floating around, it was hard to resist.
Correct me if I am wrong. If a person has a good paying job and if he decides to foreclose, isn't he responsible for the loss incurred by the bank. It is a different case if you have no income, but just because you lost money because of a wrong decision, how could you walk away free with just a dent in your credit history. Maybe I am missing something here.
BTW, I am not judging OP in any way, just curious with how foreclosures work as they make headlines everyday now.
Yes, it is that simple. If you just walk away from your home, bank can only touch your home and credit history. They can not go after your automobile\gold\savings\other property....anything. You are not missing anything. That is why we are seeing so many people around us just walking away from their homes. Thank God I rent but if my property's value go down 200 k in 2 years, heck I would walk away with a smile on my face. No strings attached.
Walking away would have been difficuly had you put 20% down, i.e. involving your hard earned money in the deal. In that case you would have waited to see the market and hoped that it would revive. If put 0% down and bank has given you 100% loan, then it is the bank who has taken all the risk. You have practially no risk in that deal. Just like cloth....return it to the bank. Hey....you don't have to even clean it up...like you do in the case of apartment move. ;-)
0% down, ARM, interest only.....when all these goodies were floating around, it was hard to resist.
Correct me if I am wrong. If a person has a good paying job and if he decides to foreclose, isn't he responsible for the loss incurred by the bank. It is a different case if you have no income, but just because you lost money because of a wrong decision, how could you walk away free with just a dent in your credit history. Maybe I am missing something here.
BTW, I am not judging OP in any way, just curious with how foreclosures work as they make headlines everyday now.
sri1309
01-05 11:41 AM
Hello every one,
I am starting this thread for all of us not to just think about the GC process. If any one is residing here for 10 years without GC, think about making a law which can lead us to Citizenship. My thoughts on this:
Many of our colleagues who landed with us during the late 90s (1998, 1999) and early 2000, who got their GC without any issues are now Citizens or waiting to become Citizen soon.
What is our status?. Just think. Still we are strugling to get the GC. Even by law change, if we are getting the GC this year (by GOD's Grace), then we need to wait for another 5 years from now (approximately 2014). Many persons like me who have come to this Country in their later career will be very much affected due to this delay (we have lot of other issues like the dependents reaching the age of 21 etc., College, University fees etc.,).
Core team and every one, please consider this and try to lobby for getting the citizenship without further wait if the persons satisfy the folowing conditions:
1. If they are legally here for 10 years (With approved I-140 and waiting for Adjustment of Status without current date).
2. If they have earned full 40 points in Social Security
3. If they have paid the tax continuously for 10 years
4. If they own a house and paying Mortgage (adding weightage to the Economy boost)
and
5. If they do not have any criminal records in these 10 years.
Please again do not just concentrate on the GC issues. Consider this and if any one can come with a letter draft with legal openion, we can send it to all Congress members, State Governers etc.,
Hope the members and the Core team consider this issue. I have one more thread on this, which I started some months back but the response was not that good. If every one of us unite on this and raise this to the Congress, I think the new Government may consider as this is very genuine.
Hi,
I would take off the point 4 related to owning the house as most of us are unable to do it just as greencard isnt in hand. I know how one can feel the pain of even owning the house without a GC, but trust me, there are very very few who would have bought a house with GC pending.,.
I STRONGLY support Citizenship for anyone for 10 years in the US or waiting for 5 years after applying for GC. I have also voiced the same thing even before. Citizenship is what we need to request after this much wait,
I am starting this thread for all of us not to just think about the GC process. If any one is residing here for 10 years without GC, think about making a law which can lead us to Citizenship. My thoughts on this:
Many of our colleagues who landed with us during the late 90s (1998, 1999) and early 2000, who got their GC without any issues are now Citizens or waiting to become Citizen soon.
What is our status?. Just think. Still we are strugling to get the GC. Even by law change, if we are getting the GC this year (by GOD's Grace), then we need to wait for another 5 years from now (approximately 2014). Many persons like me who have come to this Country in their later career will be very much affected due to this delay (we have lot of other issues like the dependents reaching the age of 21 etc., College, University fees etc.,).
Core team and every one, please consider this and try to lobby for getting the citizenship without further wait if the persons satisfy the folowing conditions:
1. If they are legally here for 10 years (With approved I-140 and waiting for Adjustment of Status without current date).
2. If they have earned full 40 points in Social Security
3. If they have paid the tax continuously for 10 years
4. If they own a house and paying Mortgage (adding weightage to the Economy boost)
and
5. If they do not have any criminal records in these 10 years.
Please again do not just concentrate on the GC issues. Consider this and if any one can come with a letter draft with legal openion, we can send it to all Congress members, State Governers etc.,
Hope the members and the Core team consider this issue. I have one more thread on this, which I started some months back but the response was not that good. If every one of us unite on this and raise this to the Congress, I think the new Government may consider as this is very genuine.
Hi,
I would take off the point 4 related to owning the house as most of us are unable to do it just as greencard isnt in hand. I know how one can feel the pain of even owning the house without a GC, but trust me, there are very very few who would have bought a house with GC pending.,.
I STRONGLY support Citizenship for anyone for 10 years in the US or waiting for 5 years after applying for GC. I have also voiced the same thing even before. Citizenship is what we need to request after this much wait,
sumagiri
09-23 07:25 PM
I thought each EB category could get upto 28.6% of 140000 = 40000 visas every fiscal year. So if EB1 uses up 5000 and EB2 takes the remaining 35000 and its annual allotment of 40000, EB3 does not get any spillover.
Thoughts?
knacath, I am hoping that EB2 will be current this year and EB3 begins to get spillover though very little this year.
Some more specifics
Annual Quota ------------------------------------------------------------------------> 140,000
Pending EB1, EB4, EB5----------------------------------------------------------------> 7,653
Estimate of all categories current applied this year and approved this year -----> 10,000
Remaining visas -----------------------------------------------------------------------> 122,347
All pending EB2s (includes retrogressed) -------------------------------------------> 74932
Remaining visas available to EB3(includes retrogressed) --------------------------> 47415
The only flaw in above is ignoring CP and assuming all 140K Quota to AOS. The majority of EB1, EB2 and EB3 are AOS. So I am safely ignoring CP. Even if CP is 15% of annual quota as some one put it, EB3 gets its allocated 40K quota and around 65K pending EB2s get out of queue.
Thoughts?
knacath, I am hoping that EB2 will be current this year and EB3 begins to get spillover though very little this year.
Some more specifics
Annual Quota ------------------------------------------------------------------------> 140,000
Pending EB1, EB4, EB5----------------------------------------------------------------> 7,653
Estimate of all categories current applied this year and approved this year -----> 10,000
Remaining visas -----------------------------------------------------------------------> 122,347
All pending EB2s (includes retrogressed) -------------------------------------------> 74932
Remaining visas available to EB3(includes retrogressed) --------------------------> 47415
The only flaw in above is ignoring CP and assuming all 140K Quota to AOS. The majority of EB1, EB2 and EB3 are AOS. So I am safely ignoring CP. Even if CP is 15% of annual quota as some one put it, EB3 gets its allocated 40K quota and around 65K pending EB2s get out of queue.
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