hopein07
02-20 10:54 AM
I think what Godbless bought was Universal Life Insurance policy where the Company invests in Mutual funds etc. but that has lots of finance charges and hidden costs. Traditional Whole Life on the other hand has no such thing because by law the company can only buy bonds, govt securities and Mortgages only. Hence the return on Traditional Whole Life policies is low (5-6%) but they are safe and do not have hidden charges and infact insure you at a fixed cost for whole life hence the premium never changes and policy cost to the insured remains fixed while the cash value is an added incentive for the long term. It's like putting money in bank and earning some interest but having a life coverage at the same time for not just 20-30 yrs but uptil 98 years of age. I have a few family members who are insurance agents and they always recommend Traditional Whole Life if you have good income and patience to stay long. For all other folks Term is the best but note that when you retire at 60+ and have built immovable assets then to cover the risk for them you need to have some Life insurance policy and getting Term at that age is like walking on fire. Nobody gives Term after 65+ and even if they do so then the premium is very very hefty which can be a good turnoff.
So, it all depends on your priorities and situation. 95% of US Citizens / PRs with above average asset values & income buy Traditional Whole Life policy because they are living longer and working longer and building assets well into their 60+. Term provides good & cheap coverage for young people but only for max 30 years period. After 60 + people are in soup again without Traditional Whole Life coverage.
So, it all depends on your priorities and situation. 95% of US Citizens / PRs with above average asset values & income buy Traditional Whole Life policy because they are living longer and working longer and building assets well into their 60+. Term provides good & cheap coverage for young people but only for max 30 years period. After 60 + people are in soup again without Traditional Whole Life coverage.
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jayleno
09-06 12:43 AM
Oh you are back!!!!!!!!!!!!!!!!!!!! yay...we all have been looing for ya. How have you been??????? :) :D
Try Indeed.com
Hello Everyone,
I am back again. This forum is outstanding when it comes to reliable information....
I work for a reputed US Consulting firm. They under-pay you and make you over work. They market fake resumes in a polished way. YES... IT is TRUE. Don't just blame the desi consultants.
I am on a EAD. I wanted to switch to hourly basis and wanted to see if there are any direct vendors who would be ready to pay better rates. Desi Consulting Co. is out of question. From my experience, Robert Half is bad too. Is there a better way to market yourself..to the employer?
Any help will be appreciated. !!
Try Indeed.com
Hello Everyone,
I am back again. This forum is outstanding when it comes to reliable information....
I work for a reputed US Consulting firm. They under-pay you and make you over work. They market fake resumes in a polished way. YES... IT is TRUE. Don't just blame the desi consultants.
I am on a EAD. I wanted to switch to hourly basis and wanted to see if there are any direct vendors who would be ready to pay better rates. Desi Consulting Co. is out of question. From my experience, Robert Half is bad too. Is there a better way to market yourself..to the employer?
Any help will be appreciated. !!
Maverick_2008
05-03 08:14 AM
Grow up, kid. :D
Maverick_2008
I dont want to know abt your balls, keep them to yourself!
Maverick_2008
I dont want to know abt your balls, keep them to yourself!
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waitforgc1
06-12 11:57 AM
Ron Gotcher said something similar... they may be trying not take any more
applications from 2000-2009 until they finish the backlog. That may be one of the
reasons why they may have retrogressed to 2000. Just my 2 cents.
applications from 2000-2009 until they finish the backlog. That may be one of the
reasons why they may have retrogressed to 2000. Just my 2 cents.
more...
h1b_forever
05-29 03:27 PM
There is no reason to belittle somebody's achievement.
We should appreciate her for her dedication in achieving what she aimed for, if only everyone could do that.
Not everyone has to like everything you do.
We should appreciate her for her dedication in achieving what she aimed for, if only everyone could do that.
Not everyone has to like everything you do.
paragpujara
07-19 02:03 PM
(EB2 - 02/05) / Reached NSC on 2nd July Via DHL at 8:30 am
more...
JazzByTheBay
08-15 12:32 PM
AC21 applies specifically to the time before you get GC. Even if you do use AC21, you should have the intention to stay with the employer you're with or the future employer (who submits an employment letter attesting they have a permanent job offer which is similar in scope in the LCA and I-140 petition) at the time of GC Approval.
The 90-day timeframe is sufficient to establish intent, as posted earlier.
jazz
[quote=Slowhand;147322]
If you already used AC21 then? how would you explain to IO. I think what matters is your explanation and there should be no reason for denial of citizenship if you are able to explain.
cheers
The 90-day timeframe is sufficient to establish intent, as posted earlier.
jazz
[quote=Slowhand;147322]
If you already used AC21 then? how would you explain to IO. I think what matters is your explanation and there should be no reason for denial of citizenship if you are able to explain.
cheers
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immi2006
05-24 10:34 AM
Basically they want to prevent offshoring legally... meaning
if microsoft wants job done.. hire locally.. or bring people on direct H1 so they net the taxes. or do the job overseas.
If Infosys brings people - do not let them work in CIsco, microsoft or, HP... that way they put overseas company OUT OF Business
USA needs fruit pickers not hi tec, this can be outsourced..
if microsoft wants job done.. hire locally.. or bring people on direct H1 so they net the taxes. or do the job overseas.
If Infosys brings people - do not let them work in CIsco, microsoft or, HP... that way they put overseas company OUT OF Business
USA needs fruit pickers not hi tec, this can be outsourced..
more...
lazycis
12-11 02:57 PM
Send email to who ? Can you pls describe in detail what email they need to send and what reason they need to put in. My local office always says NSC is processing July cases so you should have it soon, but that "soon" has never happened. It is 160+ days since I applied.
If you haven't tried it yet, try to follow the procedure I described on the 1st page
http://immigrationvoice.org/forum/showpost.php?p=199646&postcount=3
The only reason you need is that yor EAD app is pending more than 90 days. Ask for a receipt that they followed procedures outlined in memo. They have to contact service center where your I-765 is pending and request expedite processing. You can also print federal regulations
http://a257.g.akamaitech.net/7/257/2422/26mar20071500/edocket.access.gpo.gov/cfr_2007/janqtr/pdf/8cfr274a.13.pdf
Section 274a.13(d) sets that 90 days deadline.
If you haven't tried it yet, try to follow the procedure I described on the 1st page
http://immigrationvoice.org/forum/showpost.php?p=199646&postcount=3
The only reason you need is that yor EAD app is pending more than 90 days. Ask for a receipt that they followed procedures outlined in memo. They have to contact service center where your I-765 is pending and request expedite processing. You can also print federal regulations
http://a257.g.akamaitech.net/7/257/2422/26mar20071500/edocket.access.gpo.gov/cfr_2007/janqtr/pdf/8cfr274a.13.pdf
Section 274a.13(d) sets that 90 days deadline.
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iprakashmails
03-01 10:42 AM
Hi Buddies,
I got the offer from GTSS inc NY for H1B, is that a good company? how do they treat their employees, Please reply its urgent.
Regards
Prakash
I got the offer from GTSS inc NY for H1B, is that a good company? how do they treat their employees, Please reply its urgent.
Regards
Prakash
more...
roseball
05-13 05:47 PM
Just curious, why are you not porting your PD?. Nowadays Perm takes less than 2 months and with premium, 140 takes a few months.
I-140 premium processing was stopped last year...It takes upto a year or more to get I-140 approved, that too if its a direct case...If its a interfiling case to capture PD from Eb-3 to Eb-2, then its taking even longer..One of my friends filed I-140 in March 2007 to capture his Eb-3 PD of Apr 2004 to EB-2 and he is still waiting....I-140 processing dates are well beyond his receipt date but still his application is pending....So porting PDs is not that straightforward these days...
I-140 premium processing was stopped last year...It takes upto a year or more to get I-140 approved, that too if its a direct case...If its a interfiling case to capture PD from Eb-3 to Eb-2, then its taking even longer..One of my friends filed I-140 in March 2007 to capture his Eb-3 PD of Apr 2004 to EB-2 and he is still waiting....I-140 processing dates are well beyond his receipt date but still his application is pending....So porting PDs is not that straightforward these days...
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chanduv23
10-03 06:06 AM
Folks ,
I will try my best, I work in North Jersey , Usually I leave from my office around 7 PM, I will let you know
Same here, I work in Fort Lee - I plan to start early on that day.
I will try my best, I work in North Jersey , Usually I leave from my office around 7 PM, I will let you know
Same here, I work in Fort Lee - I plan to start early on that day.
more...
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champu
01-26 05:38 PM
Hope is the new word americans learnt...
we should learn it too.
we should learn it too.
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jonty_11
09-29 12:05 PM
The way USCIS functions, I would rather see the movement of the dates back rather than forward...why?
This is the time when USCIS actually TRIES to follow FIFO: meaning tries to work on old cases. Last quarter is usually a mess and approval pattern goes to TB to BB (top of the box to bottom of the box).
So, It is a actually a good thing, if PD stays there or moves back; that will make USCIS work on approving older cases at this time.
It is also a good sign that DOS mentioned that "they are waiting from USCIS for pending numbers": that means, they actually asked for those!!!!!! AND USCIS is working on it (or atleast told them so). This has been the crux of all the visa number movements including random approvals. If this is sorted out somehow, it will be a great deal of improvement in implementing FIFO system to some extent. If USCIS gives that info to DOS, there will be someone (DOS) to ask USCIS: WHY DO YOU NEED TO MOVE PD FORWARD TO 2008 WHILE YOU HAVE SO MANY THOUSANDS OF CASES FROM 2000-2005 PENDING??
Unfortunately, they now will not have any excuses (with security check and name check moving towards "current": thanks to FBI), they WILL have to increase their efficiency in processing the cases!:)
"Unfortunately, they now will not have any excuses (with security check and name check moving towards "current": thanks to FBI), they WILL have to increase their efficiency in processing the cases!"
Man you are optimistic -
You can forget and kiss this thought goodbye.....
This is the time when USCIS actually TRIES to follow FIFO: meaning tries to work on old cases. Last quarter is usually a mess and approval pattern goes to TB to BB (top of the box to bottom of the box).
So, It is a actually a good thing, if PD stays there or moves back; that will make USCIS work on approving older cases at this time.
It is also a good sign that DOS mentioned that "they are waiting from USCIS for pending numbers": that means, they actually asked for those!!!!!! AND USCIS is working on it (or atleast told them so). This has been the crux of all the visa number movements including random approvals. If this is sorted out somehow, it will be a great deal of improvement in implementing FIFO system to some extent. If USCIS gives that info to DOS, there will be someone (DOS) to ask USCIS: WHY DO YOU NEED TO MOVE PD FORWARD TO 2008 WHILE YOU HAVE SO MANY THOUSANDS OF CASES FROM 2000-2005 PENDING??
Unfortunately, they now will not have any excuses (with security check and name check moving towards "current": thanks to FBI), they WILL have to increase their efficiency in processing the cases!:)
"Unfortunately, they now will not have any excuses (with security check and name check moving towards "current": thanks to FBI), they WILL have to increase their efficiency in processing the cases!"
Man you are optimistic -
You can forget and kiss this thought goodbye.....
more...
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Techieforever
08-11 11:05 AM
Guys, I am not sure how to open a SR (Is SR and Info pass means same). Could any of you guys shed some light for me
Thanks guys
Thanks guys
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lazycis
06-12 01:07 PM
LazyCIS,
The case is not in his wife's hand anymore. As soon as the police came on site the case is People Vs Terriblething. Only thing is that the DA may be a little weary of pushing too much if his only eye witness (the Wife) does not want to push the matter.
TerribleThing,
You really really need to consult another lawyer who has better relationship with the DA.
It cannot be people vs terriblething. It could be state/federal agency v. terriblething. I agree that credibility of the complaint can be easily attacked if wife gives contradicting statement.
terriblething, you may want to read this
http://www.divorcenet.com/states/new_jersey/domestic_violence_defense
The case is not in his wife's hand anymore. As soon as the police came on site the case is People Vs Terriblething. Only thing is that the DA may be a little weary of pushing too much if his only eye witness (the Wife) does not want to push the matter.
TerribleThing,
You really really need to consult another lawyer who has better relationship with the DA.
It cannot be people vs terriblething. It could be state/federal agency v. terriblething. I agree that credibility of the complaint can be easily attacked if wife gives contradicting statement.
terriblething, you may want to read this
http://www.divorcenet.com/states/new_jersey/domestic_violence_defense
more...
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Macaca
08-14 12:19 PM
Please post verifiable #s (from DOL) for backlogged labor certifications cases. Thanks!
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bobzibub
04-09 11:10 AM
...About bribe and corruption if you study the history it was created out of bad politics and system as things are changing with better system it will be reversed, you will never have political system with out corruption atleast there none exist on face of the earth, I am positive about India and itz growth,
If bribery and corruption are major issues, why not start the "anti-corruption" political party? It will likely be small, but it may become the "king maker" one day and have a real influence on policy. An example is the "Action Democratique" party in Quebec. They are mainly Gen-Xers which means they are almost all under 40. After decades of seperatists and Liberals dominating Quebec, they had had enough and now they are the official opposition after ten years.
For political change in the US, we have a handicap which is that we are not citizens. (Desipite this IV seems to do well.) But as an Indian, you have much more clout in India if you organize. Use the 'net as IV does. And corruption is never popular with the people who do not benefit (most of us).
If bribery and corruption are major issues, why not start the "anti-corruption" political party? It will likely be small, but it may become the "king maker" one day and have a real influence on policy. An example is the "Action Democratique" party in Quebec. They are mainly Gen-Xers which means they are almost all under 40. After decades of seperatists and Liberals dominating Quebec, they had had enough and now they are the official opposition after ten years.
For political change in the US, we have a handicap which is that we are not citizens. (Desipite this IV seems to do well.) But as an Indian, you have much more clout in India if you organize. Use the 'net as IV does. And corruption is never popular with the people who do not benefit (most of us).
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zen
04-05 06:29 PM
actually more meaningful campaigns spearheaded by core will make people donate more.
right now some members are saying that the donations being made is for lobbying.
how much does that cost ? how much is needed ..more information is needed.
say if lobbying costs half million and every month we are able to raise 10K ..then it will take 5 - 7 years just to raise that amount
right now some members are saying that the donations being made is for lobbying.
how much does that cost ? how much is needed ..more information is needed.
say if lobbying costs half million and every month we are able to raise 10K ..then it will take 5 - 7 years just to raise that amount
digital2k
07-16 07:38 PM
Everyone knows that and should make more noise than you think can :
Don't stop until you are heard
Pick up phone
Write Letters
Act Now
Its high time ... now is the only time ...
Everyone - Read Please -Its for Everyone
GreenCardRecaptureCampaign.doc (http://immigrationvoice.org/forum/attachment.php?attachmentid=187&d=1216066733)
http://immigrationvoice.org/forum/sh...18&postcount=1 (http://immigrationvoice.org/forum/showpost.php?p=262818&postcount=1)
Today
Everyone should participate
Let us act to succeed Today
Don't stop until you are heard
Pick up phone
Write Letters
Act Now
Its high time ... now is the only time ...
Everyone - Read Please -Its for Everyone
GreenCardRecaptureCampaign.doc (http://immigrationvoice.org/forum/attachment.php?attachmentid=187&d=1216066733)
http://immigrationvoice.org/forum/sh...18&postcount=1 (http://immigrationvoice.org/forum/showpost.php?p=262818&postcount=1)
Today
Everyone should participate
Let us act to succeed Today
cnachu2
02-23 01:29 PM
The way i see it, they've asked for past emp letter with tax forms and some w2s.
None of those would indicate that you were on the bench.
The emp letter should basically just indicate your dates for employment - start/end date, designation, duties and perhaps salary. that's all.
Yes, they asked just employment letters, W2's and tax returns. Thank you.
None of those would indicate that you were on the bench.
The emp letter should basically just indicate your dates for employment - start/end date, designation, duties and perhaps salary. that's all.
Yes, they asked just employment letters, W2's and tax returns. Thank you.
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